Financial Status
- Although the total balance of Non-performing loans ("NPL") as of the end of March 2021 * increased 26.6 billion yen from the end of March 2020 to 113.4 billion yen, "Ratio to total balance" (ratio of NPL to total balance) stayed at low level of 0.4%.
- As to the consolidated capital adequacy ratio (Basel III / International standard) as of the end of March 2021, "Common Equity Tier 1 capital ratio", "Tier 1 capital ratio" and "Total capital ratio" stood at 12.12%, 13.51% and 15.76%, respectively, all of which are well in excess of regulatory minimum requirements.
*Problem assets based on the Financial Reconstruction Act.